Find Affordable Individual Health Insurance 2023
Choosing inexpensive health insurance plans for Individuals & Families will help you successfully manage your medical expenses anytime you need them. Having health insurance has always been a smart move.
It is currently a mandate under the terms of the Affordable Care Act (commonly known as ObamaCare or ACA). All U.S. citizens, including minors, are required to have a qualified health care plan that includes at least 10 essential standardized features, with very few exceptions, or else face a tax penalty.
Because of a pre-existing ailment or your gender, you cannot be denied coverage or subjected to a considerably higher premium. Short-term health plan enrollment is still possible even if you miss the ACA deadline. Wish to learn more? Check What to Do If You Miss the ACA Open Enrollment Period.
Many Americans get insurance through their work or union (see Group Health Insurance). Many more people buy their own health insurance, including self-employed people and jobless people. The Affordable Care Act enables people to purchase eligible plans either through privately owned markets or government-run exchanges (marketplaces).
Regardless of where you buy your policy, the Affordable Care Act’s requirements will be met by the private insurance provider who will give your coverage. However, you can only use the federal exchange (HealthCare.gov) or your state exchange to apply for applicable tax credits and subsidies, and you may only buy personal insurance on the government exchanges during open enrollment periods or when you have a qualifying life event.
How Can I Obtain Medical Insurance?
collaborates with the top health insurance providers in the industry to provide families and individuals with low-cost private health insurance quotes. Simply input your ZIP code above, and we will show you local companies that provide health insurance. To choose which health insurance plan is best for you, compare health insurance companies and policies.